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The existence of Bitcoin as a decentralized digital currency is made possible by the blockchain. Big and small companies are increasingly taking advantage of this technology; as a result, the Bitcoin decentralized digital currency is becoming more and more efficient and common in various business sectors and fields of application.

Payments are made directly to the blockchain system with no intermediaries resulting in little or no transaction fees and faster transaction speed.

The payment and finance sector is without doubt the flagship sector in which the blockchain is mostly used. In 2009 Bitcoin was born to allow direct and “trustless” payment network systems with the absence of a centralized body. Since its development, a plethora of projects have been born leading to exponential development in this effective and efficient transaction system of payments and transfers.

The blockchain is an efficient way to manage retail and fidelity programs. It tends indeed to make these systems cheaper and more secure. It reduces the number of intermediaries required for the cards emission and for the sales operations. The ability to participate in a gift card buy and sell process is made more efficient and convenient. Fraud attempts are less frequent because a blockchain approach requires a trusted automated user authentication.

Banks and the financial world are major investors in the blockchain because it is developed upon the process of a decentralized ledger, generated by a safe and unbreakable system resulting in lower administrative fees.

“DeFi” or Decentralized Finance is ready to explode thanks to projects that are taking the financial world into decentralized blockchains making this environment extremely attractive to potential participants in the system. Today it is possible to deposit an amount on lending platforms gaining interest or applying for loans paying reduced interest rates, all without having to trust intermediaries or centralized third parties.

The DeFi system is made possible because the amount of a given transaction is blocked inside smart contracts in the code which are “auditable” by everyone participating in the network.

Integrated Blockchain related to ERP systems brings advantages in the identity verification of the customers and the employees protecting sensitive data and safeguarding personally identifiable information (PII).

ERB facilitates a simplified, faster, and efficient contractual agreements and B2B transactions between clients when needed.

Inherit to the process of ERP Data integration the integrity, immutability, and no need for intermediaries that behave as a trustee. This mechanism of ERP is the result of a hash value, identificator obtained via a cryptographic process which has the same unique characteristics of a fingerprint.